How to Save Without Stress
Life is short. Too short for a budget. I’m constantly seeking out ways to make life easier and more enjoyable especially when it comes to money and building wealth.
Money’s a topic that stresses a lot of people out. But what if we could CHOOSE for it not to? To make saving easier. How could we do that? What would it look like? Would it work? Read on to find out!
Say you came to me as a client seeking guidance on how to save more so you can reach your financial goals FASTER.
Who am I to say to you things like…
'You need to cut back on that caviar habit'
'Stop taking so many expensive trips!'
‘You’re spending too much!!’
How would that make you FEEL?
You’d feel judged. You’d feel small. You’d feel guilty (and you probably wouldn’t come back).
What you choose to spend your money on is a very personal thing. It comes back to your values. Some people value experiences, some people value expensive things, and only SOME people are happy living on the bare minimum for delayed gratification of their goals.
At the end of the day, there's no point having money in the bank if you're miserable.
This is why I coach my clients to go ahead and spend on whatever brings them JOY. The quickest and easiest way to reach a financial goal is not through restriction or lack, it's achieved by focusing on the MONEY COMING IN and amplifying it!
Yes, we all need to be sensible about spending. But you should still be able to enjoy life. Cutting back on expenditure will only get you so far. Your income? Now that is truly LIMITLESS, especially in the digital age.
Never before in history have we had such access to wealth creation. For example, there are almost 3 billion people on Facebook. If you can sell a $1 digital product/service to 0.01% of them, you'll make $300,000.
You create the product ONCE.
You sell it over, and over, and over, and over again to people across the planet (making money while you sleep).
This is the definition of SCALEABLE PASSIVE INCOME - making money with minimal effort on a massive scale. We never had it 25 years ago because we didn't have access to internet commerce. But we DO have it now. So use it!
Don’t already have a business?
What can YOU do to tap into this? More to the point, how can you simply increase the income you already have? You can:
Upgrade your skills or invest in a course to learn something new.
Negotiate a pay rise / raise your rate.
Sell something you own.
Take a second job.
Get a side hustle happening doing what you love.
Buy income-producing assets such as shares (NOT crypto 😅 that’s a whole other blog post).
For those currently IN business, you can:
Send out a sales email (remind people you have an offer that can help them!)
Follow up with past customers (the gold is in the follow-up - they already love you!).
Hold a free webinar or masterclass (get in front of potential clients!)
Build a new digital product or service (get inspired).
Collaborate with other businesses to share your skills AND connections (value add!)
Raise your prices.
Sometimes, it’s the simplest and most obvious things that make the biggest difference. Things you’ve been putting off because they make you feel uncomfortable. Like asking your boss for a raise or writing to your mailing list.
FACT: Success happens OUTSIDE of your comfort zone.
Remember, in order to reach your savings goal you don’t need to live in deprivation. There are SO many different ways to make money. Making money FEELS good, it’s empowering and confidence-boosting. The more money you make, the more good you can do in the world. Follow your desires. Follow your dreams. Where there’s a will, there’s a way. The important thing is to START!
If you want help uncovering ways that YOU can significantly increase your income and bust through your money blocks with ease and grace, book a Free 30 Minute Call with me or simply leave a comment on this post with the word ‘YES’ and I’ll make it happen.
There’s no time like the present to get your finances in order. Your future self will thank you! Book here.
Love, Julia
Founder & Director of Love Luck Wealth
About Me
Chartered Accountant
Certified Money Coach
Feng Shui Expert
Former Financial Advisor
Speaker
Author
Legal Note: Information provided by Love Luck Wealth is factual in nature and does not take into consideration your personal financial situation. It is for educational purposes only and does not constitute formal financial advice nor financial product advice in any way. Remember, the value of any investment can go down as well as up. Before acting, you should consider seeking independent personal financial advice that is tailored to your needs from an appropriately licensed or authorised financial adviser.